Under recent federal legislation each of the three major credit reporting agencies (Equifax, Experian and TransUnion) are required to give you a free credit report annually. You can get your free credit report by phone, internet or mail.
Phone: Call 1-877-322-8228.
Internet: Go to www.annualcreditreport.com.
Mail: Complete an Annual Credit Report Request Form and mail it to:
Annual Credit Report Request Service
P.O. Box 105281
Atlanta, GA 30348-5281
The websites for the three major credit reporting agencies are:
Equifax: www.equifax.com
Experian: www.experian.com
Trans Union: www.transunion.com